SPP Conference 2025: DC - What the next 5 years will look like

Online

Thursday 4 September 2025
09:00-10:15am

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Our first session at the SPP 2025 Conference will offer a wide-ranging perspective on what the DC market could look like in five years’ time, including:

Adequacy – Phase 2 of the pensions review may be on hold, but let’s not give up yet. What can we still achieve over the next five years?

Consolidation – What will the market look like in five years? Both in terms of own-trust and multi-employer scheme consolidation—and how will we get there?

AI and Technology – With the advice/guidance boundary review and guided retirement solutions on the horizon, digital-led member journeys are going to be crucial. What do members need—and who will be the winners in this space?

Wider Policy – What else might the government focus on between now and Election 2029? Could we see changes to government safety nets, or a closer link between short- and long-term savings (e.g. sidecar savings, withdrawals for home purchase, etc.)?

Speakers

Speaker 2

Sophia Singleton, SPP President And Head Of DC, XPS Pensions Group (Chair)

Sophia is a partner and Head of DC at XPS Pensions Group. She has over 25 years’ experience in the UK pensions industry and advises corporates and trustees across all areas of their DC schemes including optimising benefit design, developing investment solutions, improving member engagement and ensuring effective scheme governance.

View other SPP Conference 2025 sessions: 

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