SPP Event: Guidance, support, advice: where next for FCA proposals?
Online
Thursday 3 April 2025
09:00-10:15am
The government and the Financial Conduct Authority (FCA) are currently conducting a review of the regulatory boundary between financial advice and guidance.
Many people struggle to make important financial decisions, and many find engaging with decisions about their retirement finances difficult. Consumers are not getting the advice and support that they need.
The FCA have also identified that there is a particular need for support in relation to pensions. They have committed to developing proposals for targeted support, and to consulting on the draft FCA rules that will apply across consumer investment and pensions. Whilst focussed on FCA regulated firms, this work should also help trustees understand how they can better support their members.
Join our expert panel to find out more about the advice/guidance boundary and what more can be done to close the advice gap.
Speakers
Jonathan Sharp, Partner, Baker McKenzie
Jonathan is a Partner in the Pensions Department at Baker McKenzie, and has almost 20 years experience advising on pensions law. He has written numerous articles for pension publications, and has spoken on various courses for the Association of Pension Lawyers and other industry bodies.
A client commented that “He has a way of explaining legal things to non-lawyers that I find very refreshing” (Chambers UK Guide).
James Carter, Head of Platform Policy and Oversight, Fidelity International
James is Head of Platform Policy and Oversight at Fidelity International where he leads Fidelity’s engagement with the government, regulators and industry bodies in the development of long-term savings policy and the business’s analysis of the impact and opportunities of new regulations. He is also responsible for the oversight of the products and services offered through Fidelity’s platforms.
With over 20 years of experience in the long-term savings market James was previously a Director in Willis Towers Watson’s pension consulting business, having also worked for KPMG and Aon, advising trustees and employers operating large DC pension schemes.
Nike Trost, Head of Department, Asset Management and Pensions Policy at Financial Conduct Authority
Nike heads the Buyside Market Analysis & Policy and Pensions Policy department. As Head of Department Nike is responsible for delivering the FCA’s strategy in relation to the asset management sector, policy approach to FCA regulated pensions, as well as the supervision of Custody Banks and bank-owned asset managers.
Nike has 17 years regulatory experience gained from working across the FCA, including in heading the asset management supervision, capital market policy roles, oversight of primary capital markets transactions and heading the FCA’s prospectus approval function.
Bill Jangra, Pension Trustee, Apex Group (Chair)
Bill brings over 25 years of extensive experience in professional trusteeship, pension management, administration, and governance, both in-house and outsourced, as well as a deep understanding of broader employee benefits. He is accredited as a Trustee in both the UK and Ireland.
Before joining Apex Group, Bill held prominent roles as a professional trustee at Law Debenture and served as head of pensions for Nuffield Health, where he played a key role in overseeing and managing pension scheme fiduciary obligations and stewardship.
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