SPP Insights
The SPP is pleased to provide our ‘Insights’ series, which provides an overview of topical issues in the pensions industry.
SPP Insights:
Adequacy
With 15 million people not saving enough for retirement, pensions adequacy is becoming an area of increasing focus.
This video will explore:
- What is meant by ‘adequacy’
- The barriers to pensions adequacy
- The potential solutions to overcoming these barriers
- Current government action in this area
Thank you to Jennifer Holt (Mercer Limited) and Martin Willis (Barnett Waddingham LLP) for putting this resource together.
SPP Insights:
Superfunds
Superfunds are set to be boosted by new facilitative legislation, new entrants to the market and increased interest amongst DB pension schemes looking for an alternative to an insurnace buy-out.
This video will explore:
- What a superfund is, and how they differ from bulk annuity buy-outs
- What a transaction to a superfund looks like for a scheme
- How the superfund market is developing
- What the future holds for superfunds, including legislative change
Thank you to Tom Hill (Royal London) and Chris Ramsey (Barnett Waddingham LLP) for putting this resource together.
SPP Insights:
Decumulation Solutions
The 2025 Pension Schemes Bill introduces a new statutory duty for DC schemes to design and offer one or more default pension benefit solutions for members.
This video will explore:
- The background to these changes, and the issues the Pension Schemes Bill seeks to address
- What trustees and providers are currently doing in this area and what they will have to do in the future
- The potential impact of these changes on members and the industry
Thank you to David James (Travers Smith LLP) and Tammy Randall (Slaughter and May) for putting this resource together.
SPP Insights:
Surplus Release
The 2025 Pension Schemes Bill provides greater flexibility to release DB pension scheme surpluses.
This video will explore:
- The key legislative changes relating to surplus release
- The potential advantages and disadvantages of surplus release
- The impact of these reforms on members, sponsors, trustees and DB advisers
Thank you to Alex Beecraft (Aon) and Bessie Hamilton (XPS Group) for putting this resource together.
We hope that this resource supports your understanding of the wider pensions landscape.
Do let us know if there are other topics that you feel it would be valuable for us to add.